Risk Disclosure
Last updated: January 1, 2026
General Investment Risks
All investments involve risk, including the possible loss of principal. The value of your investments can go down as well as up, and you may get back less than you invested. Past performance is not a reliable indicator of future results.
Market Risk
Securities markets are subject to volatility and may decline significantly in response to adverse economic, political, regulatory, or company-specific developments. Market-wide declines may affect the value of your portfolio regardless of individual security selection.
No Guarantee of Returns
There is no guarantee that any investment strategy will achieve its objectives or that you will make a profit. Investment strategies that have performed well in the past may not perform well in the future.
Auto-Invest Risks
Automated investment strategies, including dollar-cost averaging and rebalancing, execute trades based on predefined rules. These strategies:
- May not respond to all market conditions
- Cannot guarantee profits or protect against losses
- May result in buying at higher prices during rising markets
- May generate taxable events from rebalancing
Liquidity Risk
Some securities may be difficult to sell quickly at a fair price. During periods of market stress, liquidity may be reduced, potentially affecting your ability to execute trades at desired prices.
Technology Risks
Online trading platforms are subject to system failures, cyber attacks, and other disruptions that may affect your ability to trade or access your account. We maintain backup systems but cannot guarantee uninterrupted service.
Not Financial Advice
Auto Invest AI provides tools and information for educational purposes only. We are not a registered investment adviser and do not provide personalized investment advice. You should consult with a qualified financial advisor before making investment decisions.
Your Responsibility
You are solely responsible for your investment decisions and should carefully consider your financial situation, investment objectives, risk tolerance, and time horizon before investing. Only invest money you can afford to lose.